Frequently Asked Questions

A. Homeowners in Australia and the United Kingdom have been using this system for the last 12 years. In fact, more than a third of the households in Australia and about one fourth of the households in the United Kingdom are currently using a program to accelerate their equity. The financial institutions in the United States do not like this program because they make less money in interest per household.

A. No. Many fortune 500 companies use a banking technique called a "sweep account". This technique is used to reduce the daily calculated interest. Big companies started moving or "sweeping" their bank accounts daily to an outstanding interest bearing loan to reduce average daily interest.

A. Anagram's program contains an algorithm that systematically creates the highest interest savings possible in the least amount of time. Each individual, due to the uniqueness of their situation, requires a custom plan to achieve optimal results. Plus, if you make additional payments on a conventional 30-year fixed-rate loan, you can't borrow that money without taking out a home-equity line of credit or a home- equity loan. With the mortgage-accelerator program, you already have the line in place. That gives homeowners confidence that they can be aggressive in paying their mortgages and still have money readily available if a financial emergency comes up.

A. Anagram's program utilizes a line of credit to maximize interest savings. Interest in a line of credit is calculated on an average daily balance. Normally, it would not make sense to open up a line of credit with a higher interest rate. But since you put your pay check into your line of credit account every month, your balance stays lower and you pay less interest.

A. No. If your clients are currently making more than they are spending per month, they do not need to change their behaviors. Many people that want to pay their home off even faster make changes in their spending behaviors, but changing your budget is not necessary.

A. Anagram's program helps your clients build equity. Essentially it is impossible to move backwards if your clients follow their personalized plan. The line of credit will not effect your clients’ ability to sell their house. Plus, when your clients move into their new home, they can use the same program to pay their new home off faster and save thousands in interest.

A. Anagram has been in business since 2005.